SPA Stamp Duty & Legal Fee
MOT stamp duty (incl. the 8% foreign-buyer rate and the first-home exemption) plus the lawyer's scale fee and SST.
Open →Loan Legal Fee & Stamp Duty
Legal fee for the loan agreement under SRO 2023, 0.5% stamp duty, SST and disbursements.
Open →Home Loan Calculator
Monthly instalment, total interest and a year-by-year schedule for any price, margin, rate and tenure.
Open →DSR Calculator
Your debt service ratio the way Malaysian banks work it out — and the largest loan it supports.
Open →RPGT Calculator
Real Property Gains Tax on a sale in 2026: holding-period rate, exemptions, allowable costs and the 3% / 7% retention.
Open →Total Upfront Cost
Down payment plus every fee and duty — the cash you need before you get the keys.
Open →Estimates for guidance only, based on the rules in force in 2026. Your lawyer, banker or tax adviser will confirm the final figures. Everything runs in your browser; nothing you type is sent to us.
Three rules every buyer should know
- Non-citizens pay a flat 8% stamp duty on residential transfers from 1 January 2026 (was 4%).
- The first-home exemption for homes up to RM500,000 is extended to 31 December 2027.
- Stamp duty moves to self-assessment in phases; property transfers from January 2027.